Terms of Use

1. Agreement to Terms

These Terms of Use ("Terms") constitute a legally binding agreement between you and HX.IO ("we," "our," or "us") regarding your use of our website, mobile applications, and related services (collectively, the "Service").

By accessing or using our Service, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not access or use the Service.

2. Eligibility

You must be at least 13 years old to use our Service. If you are under 18, you represent that you have your parent or guardian's permission to use the Service and that they agree to these Terms on your behalf.

By using the Service, you represent and warrant that:

• You have the legal capacity to enter into these Terms
• You will comply with all applicable laws and regulations
• All information you provide is accurate and complete
• You will maintain the security of your account credentials

3. User Accounts

To access certain features of the Service, you may need to create an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information
• Maintain the security and confidentiality of your login credentials
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized access or security breach

4. Acceptable Use Policy

You agree not to use the Service to:

• Violate any applicable laws, regulations, or third-party rights
• Post, share, or transmit harmful, offensive, or inappropriate content
• Harass, bully, or threaten other users
• Impersonate another person or entity
• Share false, misleading, or deceptive information
• Engage in spam, phishing, or other fraudulent activities
• Attempt to gain unauthorized access to our systems or other users' accounts
• Interfere with the proper functioning of the Service
• Use automated systems to access the Service without permission
• Collect or harvest personal information about other users
• Engage in any activity that could damage our reputation or business

5. User Content

You retain ownership of any content you create, post, or share through the Service ("User Content"). However, by submitting User Content, you grant us:

• A worldwide, non-exclusive, royalty-free license to use, copy, modify, and distribute your User Content
• The right to sublicense these rights to third parties
• The right to use your User Content for promotional and marketing purposes
• The right to remove or modify User Content that violates these Terms

You represent and warrant that you have all necessary rights to grant these licenses and that your User Content does not infringe on any third-party rights.

6. Social Media Integration

6.1 Facebook Integration

When you connect your Facebook account to our Service:

• You agree to Facebook's Terms of Service and Data Policy
• We may access certain information from your Facebook profile as authorized by you
• We may post content to your Facebook account with your explicit permission
• You can revoke these permissions at any time through your Facebook settings

6.2 LinkedIn Integration

When you connect your LinkedIn account to our Service:

• You agree to LinkedIn's User Agreement and Privacy Policy
• We may access your LinkedIn profile information as authorized by you
• We may share content to your LinkedIn network with your permission
• You can manage these permissions through your LinkedIn account settings

7. Intellectual Property Rights

The Service and all related materials, including but not limited to software, text, images, graphics, logos, and trademarks, are owned by us or our licensors and are protected by intellectual property laws.

You may not copy, modify, distribute, sell, or lease any part of our Service or included software, nor may you reverse engineer or attempt to extract the source code of that software, unless laws prohibit those restrictions or you have our written permission.

8. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and sharing of your information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

By using the Service, you consent to:

• The collection and use of your information as described in our Privacy Policy
• The transfer of your information to countries where we operate
• The use of cookies and similar technologies
• The processing of your data for AI training and service improvement

9. Payment Terms

If you purchase paid services, you agree to pay all applicable fees as described at the time of purchase. All payments are non-refundable unless otherwise specified.

You authorize us to charge your payment method for:

• One-time purchases at the time of transaction
• Recurring subscription fees in advance of each billing period
• Any applicable taxes, fees, or charges

10. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING:

• WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE
• WARRANTIES OF NON-INFRINGEMENT
• WARRANTIES REGARDING SECURITY, RELIABILITY, TIMELINESS, AND PERFORMANCE
• WARRANTIES THAT THE SERVICE WILL BE ERROR-FREE OR UNINTERRUPTED

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Loss of profits, data, or business opportunities
• Damages arising from your use or inability to use the Service
• Damages related to User Content or third-party actions
• Damages exceeding the amount you paid us in the 12 months preceding the claim

12. Indemnification

You agree to indemnify, defend, and hold harmless HX.IO, its officers, directors, employees, and agents from and against any claims, damages, losses, costs, and expenses arising out of or relating to:

• Your use of the Service
• Your User Content
• Your violation of these Terms
• Your violation of any third-party rights

13. Termination

We may suspend or terminate your access to the Service at any time, with or without cause, and with or without notice. You may also terminate your account at any time by following the instructions in your account settings.

Upon termination:

• Your right to access and use the Service will cease immediately
• We may delete your account and User Content
• Provisions that should survive termination will remain in effect

14. Dispute Resolution

Any disputes arising out of or relating to these Terms or the Service will be resolved through binding arbitration, except that either party may seek injunctive or other equitable relief in court.

Before initiating arbitration, you must first give us an opportunity to resolve the dispute by sending a written description of your claim to legal@hx.io.

15. Governing Law

These Terms are governed by the laws of [Your Jurisdiction], without regard to conflict of law principles. Any legal action or proceeding related to these Terms will be brought exclusively in the courts of [Your Jurisdiction].

16. Changes to Terms

We may modify these Terms from time to time. We will notify you of material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of the Service after such changes constitutes acceptance of the new Terms.

17. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect, and the invalid provision will be replaced with a valid provision that most closely reflects the original intent.

18. Entire Agreement

These Terms, together with our Privacy Policy and any additional terms that apply to specific features of the Service, constitute the entire agreement between you and us regarding the Service.

19. Contact Information

If you have any questions about these Terms, please contact us at: